Introducing Chocolate’s US$ account

Say hello to a happy 4.6% p.a.
on your USD.

Boost your savings with a 4.6% p.a. return on your first US$20k, 4.2% p.a. on your next US$30k and a target 4.2% p.a. on any amount above that. All with the same benefits as your SGD account!

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Same awesome benefits, just in US dollars

Don’t have an SGD account yet?

Irresistible benefits of Chocolate

Daily returns.

See your returns, every, single, day in the app. Add money from your SGD account and convert it to USD instantly. Start earning returns the very next day, on your first US$50k.

On any amount above US$50k: It will take between 3-5 business days to start seeing your returns.

No hoops. No limits.

No complex criteria. Just put your money in and start seeing daily returns on your first US$50k the very next day. No minimums or maximums!

No lock-ins. Withdraw anytime.

Convert back to SGD instantly and take your money out anytime. No restrictions. No penalties.

Your money is always secure.

Security is top priority. We safeguard your account with cutting edge technology, Singpass Myinfo, real time alerts, ring-fenced custody and relentless fraud protection.

Oh, and when we say 4.6% p.a., we mean it.

If we don't make the target returns for your first US$50k (4.6% p.a. on your first US$20k and 4.2% p.a. on your next US$30k), the difference will be topped up during the qualifying period. Does it get any better than that? Learn more.

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A 3D icon of a coin with a currency symbol illustrating the best interest rate for savings accounts.

On your first US$50k,

Enjoy these returns with Chocolate

Join the waitlist

1 day

US$

5.80

1 month

US$

178

3 months

US$

533

6 months

US$

1,066

1 year

US$

2,132

How it works

Note: The projected returns in the illustration above are based on a US$50k balance earning 4.6% p.a. return on the first US$20k and 4.2% p.a. on the next US$30k. This return is currently supported by a promotional 'Top-Up Programme', valid during the qualifying period and subject to terms and conditions. Learn more. Please note that these returns are not guaranteed and the principal sum is exposed to market risks.

Past performance or forecasts are not indicative of future results. Read our terms and conditions and FAQs before opening an account.

4.6%

% p.a. on your first US$20k. Earn 4.6% p.a. on your first US$20k. Earn 4.6

Figures illustrated in the image are for presentation purposes only.

How to make your first USD top-up

Join the waitlist

Add SGD

Convert from SGD

Convert any amount in SGD to USD instantly with no fees.

Daily USD returns

Voila! Enjoy daily returns in USD and withdraw back to SGD anytime.